Banks and cardholders frequently have their ATM cards stopped anytime. There is a remote possibility of a fraudulent transaction or unlawful payment. When ATM cards expire, they have also banned. However, replacing the blocked cards with fresh ones is preferable or reactivating the deactivated ATM card for simplicity and comfort.
Quick cash withdrawal or transfer by ATM and online payments is essential. Thus you must understand how to unblock an ATM card. Therefore, before you look for an ATM processor, let’s know the way to clear your card.
Unblocking Your ATM card
There are several methods for unblocking the ATM card. In general, there are two methods for unblocking an ATM card: either the banks do it automatically, or you must request it online, by SMS/call, or by making a physical visit to the branch.
This has determined by the reason for the card block and whether it is a temporary or permanent card block.
The Way to Unblock an ATM Card Automatically
The situations in which you can automatically activate or deactivate your ATM cards have listed below. When you input the wrong PIN three times in a row, your card has temporarily blocked for a day. After 24 hours, ATM cards become active and valuable.
When your cards expire, the banks will issue you a replacement card and ship it to your registered address. Banks ban your ATM cards for security reasons due to concerns about data breaches. They also stop it, and new ATM cards have sent to existing and active cardholders.
Way to Unblock Your ATM Card through Bank Application
When your ATM card is inactive, you may need to contact your bank to request that it unblocked. This is when your bank blocks your card due to suspicion of an unusual transaction or payment. It’s when you permanently banned your card and did it yourself to avoid fraud.
You can mistakenly disable your card by SMS, customer care, internet banking, or in-person at a bank branch. In any situation, you can request that the bank offer you a new card or unlock the banned card. When your credit card expires, the bank does not automatically replace it.
Unblocking an ATM Card via SMS
You can block/unblock ATM cards by sending SMS to the ATM providers withbank’s designated number in a specific format. You will require giving your debit card information and your account information. This does not apply if the card has expired or the bank has banned the old card from replacing.
Unblocking an ATM Card via Phone
To reactivate your banned ATM card, contact customer support and input the data of your card and bank account. This, once again, is not feasible while a new card has issued. Make sure that you call from your registered cellphone number.
Unblocking an ATM Card Online
It’s feasible through online banking, which may access via the bank’s website or mobile application. You can request that an ATM card be unblocked in the same way you can request that it blocked.
